Downloadable as a free PDF, this 2 page visual helps capture how we can support a child/student's success by thinking of each person as having a "stress account" that we are trying to keep balanced. Similar in some way to Spoons Theory, it extends the idea to how adults can aid in a child's regulation by adjusting how many stress "transactions" they are expected to pay for, how much each may cost, and how to make deposits into the account. Financial stress planning is encouraged!